On the Move  |  Noble’s Pond in Dover, DE

On the Move | Noble’s Pond in Dover, DE

Mike and Lorie McKelveys, Noble Ponds Residents

Low Taxes, Low Maintenance, and More Time | Nobles Pond, DE

“I’m from New Jersey and I have to remember we are now on Delaware time. It’s all so laid back,” said Mike. “Noble’s Pond reminds me of resort living. There is a beautiful clubhouse, and the gym is perfect for me.”

Moving to Delaware in August of 2018 from southern New Jersey, the McKelveys are just getting settled in to their new lifestyle and they couldn’t be happier about it. They started looking at multiple states about two years ago and were pleased to find that their ideal life could be found only an hour and half away from their two daughters. As new grandparents of twins, they decided that they wanted to be close enough to see their family, but still wanted to move to start a new life for themselves.

The McKelvey’s enthusiasm is contagious. They are exuberant about their new community and all it has to offer. They love the saltwater pool at Noble’s Pond. They always had a pool at their homes and now enjoy using the community’s facilities and that means they don’t have to clean and maintain their own. And, they have met a lot of new friends at the pool. Mike says, “People here are all from somewhere else and we all get along very well. We look out for each other. Everyone just stops and talks to each other. It has a different vibe. No one is in a rush.”

“Colleen, the Noble’s Pond lifestyle director is always smiling and always helpful. There’s always something to do—you can’t get bored,” said Lorie. They attend community-sponsored events like monthly happy hours and Sunday barbecues. They insist that there are always parties going on in this 55+ active adult community. Mike and Lorie plan to take advantage of planned trips with other community residents in the future. The McKelveys’ longest vacation pre-retirement was eight days, now they plan to take longer trips. They are also excited to explore Delaware beaches.

Mike concludes, “Everything is cheaper here from gasoline to insurance to no sales tax. Property taxes are a quarter of what we paid in New Jersey. Our new house is so energy efficient that all of the bills are incredibly low. The home is all on one level. We tried to think of our future as we picked out things for the home. And, all of the maintenance is taken care of. Did I tell you I don’t have to cut the grass? Now, I’m spoiled.”

noblespondhomes.com

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Noble's Pond

Noble's Pond

Delaware 55+ Community Situated on 293 acres with wooded areas and natural habitats Low Tax Living - Delaware taxes for retirees are ranked #1 in the NE Read More...


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A Family Legacy Embraces Traditional Neighborhood Design

A Family Legacy Embraces Traditional Neighborhood Design

Hartness Development Homes

A Gem in the “Hart” of Greenville, South Carolina | Hartness Development

“We’re building inheritable homes… that really will stand the test of time aesthetically and physically.”

Just a few short miles from downtown Greenville, SC, named #3 Small City in the USA by Conde Nast Traveler and “One of the South’s Best Cities” by Southern Living Magazine—you’ll find the charming community of Hartness. Named for the family that owns the land on which the community sits, Hartness is designed according to the principles of Traditional Neighborhood Development—walkable streets, a wide range of homes built to last, and a Village Center, complete with restaurants and shops. Within five minutes’ walking distance from every home, you’ll find an amenity worth visiting—whether it’s a thoughtfully-designed park, a hardscaped plaza, or the Village Center itself. The community also features 180 acres of nature preserve threaded with 15 miles of trails that are perfect for hiking, biking, or just getting lost in the beauty of Greenville’s countryside.

Hartness Development Dining Room

The Hartness family could have chosen many different paths for the 400+ acres of land they’ve called home for decades. In fact, Thomas “Pat” Patterson Hartness and his wife Mary Lou Hartness still live on an estate located on the property that Pat began acquiring in the 1970s. Instead, they chose to develop the land themselves, to create an idyllic retreat just 15 miles from the heart of downtown Greenville.

“We are fourth-generation Greenville folks, and we saw so much development going on around Greenville—other than the downtown area, which was revitalized in a very thoughtful way,” says Sean Hartness, CEO of Hartness Development. “There’s a lot of sprawl going on, traditional suburban development … There’s clearly a better way to develop property in a sustainable way where we preserve special places and the natural landscape. We really want to give back to Greenville and show that there is a better development pattern.”

Hartness Development Greenville, SC wonderful kitchen

The Hartness’ Greenville legacy began in 1940, when Pat’s father, Tom, purchased the local Pepsi-Cola bottling rights—an endeavor that led to the evolution of a successful packaging company with a wide network of global contacts. Pat became the CEO of Hartness International and Sean served as a senior executive before the family decided to sell the company and pursue other avenues—and they are on track for the Hartness community to be just as vibrant a venture.

“It’s naturally an attractive piece of property. There are two streams running through the land and 13 fishing ponds that have been here for generations. People used to pay to bring their boats out here,” Sean says. “The property used to be a large cattle farm. It was really countryside until the time that my father started to acquire the property. To his credit, he has literally planted hundreds—if not thousands—of trees.”

Hartness Greenville, SC beautiful living room

Sean gives a great deal of credit to architect Lew Oliver, who has worked with Hartness Development on land planning as well as vertical architecture. “We’re building inheritable homes, homes that you would see in downtown Greenville or downtown Wilmington. They’re multigenerational assets that really will stand the test of time aesthetically and physically.”

Currently, Hartness Development has a boutique hotel that’s about to break ground—but, like everything in this community, it’s unusual in the best of ways. The home where Sean grew up – and where his father and stepmom still live until they move into their new home in Hartness – will be integrated as part of the hotel’s welcoming front entrance and main lobby area. “My parents could have sold it, but it represented the heritage of our family, and the fact that my dad has lived there for almost 50 years,” Sean says. “We saw this as a great opportunity to repurpose a family asset into something that would be desirable not just for the family, but for the greater community at large.”

Hartness Development in Greenville, SC

Hartness Development is a true family affair. Sean’s brother, David, works in the real estate industry and has been an active part of the development process. Pat and Mary Lou are involved on a strategic level, working with Sean on a regular basis and driving through the property to witness as their vision of an intimate, walkable, beautiful mixed-use community becomes a reality. “Our intent is to take certain aspects of the preserve, have gardens, and grow food for the restaurants in the Village Center,” Sean says. “We have a real desire to curate this project in a way that’s world-class. People will hopefully come here to see this project and say—wow, these guys really did something special.”

hartnessliving.com

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In the Garden  |  River Bluffs in Wilmington, NC

In the Garden | River Bluffs in Wilmington, NC

River Bluffs Community

Life on the Farm at River Bluffs

“There’s just something about playing an intimate role in producing the food you eat,” Douglass said. “Crop rotation and farming in general is a much more intricate process than you might think. And, I think it changes the way you look at food when you get to experience it.”

Farms are rarely spotted on planned community amenities lists, but when they are, they change the game completely.

River Bluffs, just outside of Wilmington, NC, is anything but a typical planned community. While many developments begin with clear-cutting, and acquiring as much property as possible to account for expansion, River Bluffs has meticulously built 100 homes in and around at least one third of the hardwoods that originally covered the Bluff’s 300 acres, 40 feet above the Cape Fear River. The land was acquired in 2006, and River Bluffs has since become an ideal model for conscious and slow, preservation-based development.

River Bluffs Garden Vegetables“This is a special piece of land,” said John Lennon, River Bluffs’ Director of Operations. “Working this development into its natural setting was the developer’s vision all along. And, the farm and weekly farmers market was a logical part of this plan.”

And, the development of the farm and market was as methodical and meticulous as every other aspect of this development. But, it would appear that the fourth time is the charm.

Stephan Douglass, a fifth generation farmer and owner of Turner Farms, is the fourth farmer to cultivate nearly three acres just across the bridge from River Bluffs. Douglass, his son Ian, and Ian’s girlfriend, Jessica Allison, work on the farm daily.

“This is exactly the situation we envisioned,” Lennon said. “With Stephen’s help, we’ve finally arrived at a good model.”

Turner Family Farms leases the land at River Bluffs in order to grow closer to town. Additional crops are grown at the Family Farm in Teachey. All produce grown at River Bluffs is used to fill CSA (Community Supported Agriculture) boxes, tables at the weekly River Bluffs Farmers Market, and in the kitchen at Porches Café with Chef Erin Wiley.

And, it’s the method to Douglass’ agricultural madness that makes all of this possible.
“It’s an intensive crop rotation divided into 100×100 plots,” Douglass said. “Our goal is to farm as sustainably and organically as possible, and to have something producing year round.” And, indeed they do.

River Bluffs Community GardensWhile there are 20 sectioned garden plots on the back acre for residents to tend, community garden-style, a farming signup and schedule are in the works as well to afford residents more opportunities to get their hands dirty and be a part of what is produced here.

“There’s just something about playing an intimate role in producing the food you eat,” Douglass said. “Crop rotation and farming in general is a much more intricate process than you might think. And, I think it changes the way you look at food when you get to experience it.”

Having access to your own private farm, Lennon said, is apparently a pretty popular amenity. “The fact that we have a working farm and community garden is a real head-turner for folks,” he said. “At Ideal-LIVING Shows, we get the biggest and best response when we tell them about the farm.”

Because, Lennon said, who doesn’t want to live in a place surrounded by trees, on the water, with all necessary amenities, and have access to a working, sustainable farm that produces the contents of a nifty little box delivered to their doorstep every week? His guess would be, not too many.

riverbluffslivings.com

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River Bluffs

River Bluffs

Located just 10 minutes north of Downtown Wilmington, NC (by boat or car) sits River Bluffs, overlooking the North East Cape Fear River. Residents enjoy a serene community where they live and play. Together, residents and the neighborhood's developers have established over 30 clubs. The clubs include boating, kayaking, dancing & more! Read More...


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Buy Your Retirement Dream Home & Increase Your Cash Flow

Buy Your Retirement Dream Home & Increase Your Cash Flow

Buying, Finance, Finance and Economy, Home Finances, Home Improvement

 

Buy Your Retirement Dream Home & Increase Your Cash Flow

If you dream about a new home in a warmer climate with modern design, amenities, and low maintenance, then you owe it to yourself to learn about a powerful alternative to using traditional financing or paying cash to purchase your next home and doing all of this while retaining a large portion of your life savings with a Home Equity Conversion Mortgage (HECM).

Ken and Karol Iberg had this dream and their dream became a reality. “At the time, we were living in a small townhome with a single car garage. Our loan officer explained how the HECM would allow us to move into a wonderful new home community that we are thrilled with. We supplied some of the equity from the sale of our townhome and used the HECM loan for the rest of the purchase price. The best part is we do not have a mortgage payment, didn’t touch our retirement funds, and now have additional funds to do all the traveling that we have always wanted to do,” said the Ibergs.

You are probably asking yourself “What the heck is a HECM?” This is a little-known strategy that middle income and affluent Boomers, like you, have been using since 2009 to purchase their dream homes. This is a federally insured loan program for buyers 62 years of age or better that requires a one-time down payment of 40-60%, and then the buyers are never required to make another mortgage payment.*

Why should you consider the HECM for Purchase option instead of paying cash or taking out a traditional mortgage? Perhaps you would like to have a bigger slice of the P.I.E. A buyer using all cash to buy a home has created a negative impact on their liquidity, while a buyer with a mortgage sees a negative impact on their monthly cash flow. Either option can shorten their financial horizon and create financial instability and sleepless nights for the retiree in their new home. The HECM for Purchase option gives the buyer a way to:

• [P]reserve assets
• [I]ncrease their cash flow
• [E]nsure liquidity

If more P.I.E. in your retirement sounds appealing, it might be worth your while to look at the HECM for Purchase option as you contemplate buying your dream retirement home.

*Buyers remain responsible for the ongoing payment of property taxes, homeowner’s insurance, and any required association dues. They must also maintain the property to minimum property standards.

Retirement Funding Solutions
rheath@rfsLends.com
kupdegrave@rfslends.com

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The Ideal Cottage: An Ideal Rocky Mountain Getaway Near Park City, UT

The Ideal Cottage: An Ideal Rocky Mountain Getaway Near Park City, UT

Ideal-LIVING is excited to announce the first Ideal Cottage in the Rocky Mountains. Red Ledges exemplifies the ideal lifestyle through its outstanding amenities, incredible views, and stunning architecture. The Red Ledges Ideal Cottage was an easy first pick.

Small Town with Big Views

Red Ledges, a private Rocky Mountains community, sprawls across the Heber Valley about 20 minutes 
from Park City, UT. Red Ledges members have easy access to Salt Lake City and its international airport, a Delta hub. Both are a short 45-minute drive away. Year round outdoor sports and activities offered in and near Heber Valley attract vacationers and homebuyers from around the world. And, Red Ledges’ amenities, extensive activities’ program, and resort-style living exceed expectations. A something for everyone mentality delivers the ideal destination for all ages.

Mother Nature’s majesties are prevalent here. From the top of the region’s pristine and rugged mountains, down world-class slopes, and along miles of moderate to extreme biking and hiking trails, the region offers the most dramatic of terrestrial landscapes. The famed Deer Valley and Sundance ski resorts are only minutes from Red Ledges’ gates.

We Have a Winner

In June of this year, Expedia named nearby Heber City one of the 10 “Most Beautiful Towns in America”. And, where there’s excessive natural beauty, there’s fame, fortune, and the Olympics. Heber Valley was the site of the 2002 Winter Olympics and is the annual home of the world-renowned Sundance Film Festival.

Quite naturally, a vibrant culinary scene follows. The restaurant scene is as fine-dining and James Beard friendly as it is family-friendly. Heber Valley boasts both international and family dining options. On par with the community’s high standards, the Red Ledges Club employees the area’s most talented chefs.

Red Ledges ideal cottage has views to write home about everywhere you look.

A Place to Call Home

Essentially, as a Red Ledges home owner and member, one has access to everything: the excitement that accompanies an-uber popular international destination, and a scenic, private place to tuck away in.

Red Ledges started as the dream of a Fortune 500 CEO whose wife grew up in the Heber Valley. Hundreds of families purchased and built in Red Ledges in the first decade of development. It was an ecologically prudent development, offered exceptional amenities, and was located at the epicenter of outdoor fun. What more could a second homeowner ask for?

Did Someone Say Golf?

Yes, golfers are indeed in luck here. Not only is golf at the heart of the community, the 18-hole Jack Nicklaus Signature Course was named the “Best New Private Course in America” in 2009 by Golf Magazine. Red Ledges is also the first ever 12-hole Jack Nicklaus Signature Golf Park.

Looking for other amenities? Start with the Cliff Drysdale Tennis School which offers programs by the U.S. Open doubles champion and ESPN commentator. Then, there’s the onsite equestrian program offering organized group and private trail rides, winter sleigh rides, and private horseback riding lessons. And, a third, but far from last on the amenities list is the Swim and Fitness Center. It welcomes a range of fitness opportunities and will include a resort-caliber pool and aquatic playground in 2019. The Red Ledges Club’s “Director of Fun” coordinates and curates all activities.

This is a scene you'll be delighted to wake up to at the Red Ledges Ideal Cottage.

Red Ledges Real Estate

Real estate doesn’t stick around long here. The community’s master-planned options for retirees and vacationing families are unparalleled, and therefore coveted. Estate homesites, luxury cottages, villas, and club cabins don Red Ledges’ neighborhoods.

“We’ve seen some tremendous sales activity recently,” said Bill Houghton, Red Ledges’ Vice President of Sales and Marketing. “Last year we had record sales. And home, cottage, and cabin sales in the first half of 2018 were more than double that of the first half of 2017. We have record construction activity. And, there’s been over 20,000 views of listings on RedLedges.com so far this year – so we’re poised to smash last year’s record.”

Rapid Growth and the Ideal Lifestyle

As a result, Red Ledges Realty, the community’s on-site sales office, has expanded both its staff and its offerings. Additionally, they recently established a partnership with ideal-LIVING.

“We are honored to have the 2018 Ideal Cottage in our community, and very proud that the cottage was built through the new Red Ledges Construction Company,” adds Houghton. “Park City is an easy getaway for folks seeking an escape from heat and humidity, or who want the best winter sports anywhere – and Red Ledges is a great four-season basecamp. The living is pretty ideal at Red Ledges!”

Looking for ideal Rocky Mountain views? You've just found them.

Red Ledges Ideal Cottage

The Ideal Cottage was designed to showcase the amazing views of Mount Timpanogos. And, that it does. With copious amounts of room in the cottages two-story social spaces, they feel as much like viewing areas as sitting rooms. And, three bedrooms (all including en suite baths), and a total of 3,269 square feet the Ideal Cottage is all the space vacationers need. Naturally, the cottage’s outdoor living spaces are also quite dreamy. Each has a fire pit to warm up chilly evenings.

“With all of the tremendous outdoor pursuits in and around Red Ledges, people want to establish roots in the area and  to get out and have as much fun as soon as possible,“ states Houghton. “Our vacation-oriented cottages have made that simple.”

Outdoor Living is Red Ledges' specialty. And, the ideal cottage goes above and beyond.

Red Ledges Construction Company

Red Ledges Construction is the most active homebuilder in the 2,000-acre community.

And, Rex McGuire, recently hired as Red Ledges’ Vice President of Operations, is in the driver seat. McGuire is the head of Red Ledges Construction, the Ideal Cottage builder. With 20 years in the high-end quadrant of the building industry, McGuire is poised to stimulant responsible growth. While he has extensive experience in development, operations, and construction management, land planning and green building technology  are also in his wheel house.

“I enjoy the tangible aspect of bringing a client’s vision to reality,” McGuire said. “But, what I most enjoy is fostering relationships with clients and trade partners.”

McGuire and his family lived in southern California for 10 years before moving to Red Ledges. “The Heber Valley is a little piece of heaven on earth,” he said. “It offers a variety that my family and I have been missing…”

Red Ledges Ideal Cottage offers independent living areas crucial to a more balanced getaway.

Red Ledges Building Partners

As one might expect, there are many exceptional designers in Heber Valley region. But, there are few like Kevin Price Designs, the firm responsible for the ideal cottage. Over the last 39 years, Kevin Price has designed homes of various styles in locations across the globe. Based in Park City, UT since 1994, Price has designed over 100 custom homes in the Park City area alone. And, the press loves him. Consequently, design magazines and various television shows have consistently  featured Price’s work.

The equally talented decade-old Park City firm Alder & Tweed, designed the cottage’s interiors. While Alder & Tweed’s interior designers specialize in high-end international furniture procurement, luxury vacation home outfitting, and office design are also among their specialties. Alder & Tweed’s design philosophy is to create an interior that marries your personal style with the magnificence of resort living.

Keith Van Dyke, and Red Ledges Construction’s Kelly Cook and Greg Adamson managed an array of superior subcontractors.

Red Ledges Results

Red Ledges would like to extend their gratitude to all involved in creating the Ideal Cottage. The gorgeous results and high demand speaks to their effort.

Explore the Ideal Cottage below. Looking for other ideal destinations?  Find others here.

 

Red Ledges Utah

Red Ledges Utah

Red Ledges is a 2,000 acre, four-season community only minutes from Park City, UT, offering the ideal balance of convenience, privacy and luxury along with a lifestyle to engage the whole family. Read More...


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